Summer has arrived and it's the perfect time to enjoy the great outdoors! Whether you're planning a family picnic, a day in the park with friends, or a romantic get-a-way, ourdoor activities don't have to break the bank. At Lampco Federal Credit Union, we're all about helping you enjoy life to the fullest while keeping your finances in check. 

That's why we've put together this guide for summer budgeting, so you can have a picnic-perfect summer without overspending!

1.   MAKE PLANS:

Before you set out on your next outdoor adventure, take a moment to plan your day. Create a list of what you'll need, from food and drinks to blankets and games. Planning ahead can help you avoid unnecessary purchases later.

2.   CREATE A BUDGET:

Set a budget for your adventure, including all expenses such as transportation, food and activities. By determining a spending limit, you can make sure you stay within your means and avoid any surprise costs.

3.   PACK YOUR OWN FOOD:

One of the easiest ways to save money on your next ourdoor adventure is to pack your own food. Instead of eating out or buying pre-packaged items, prepare sandwiches, salads, and snacks at home. Not only will this save you money, but it will also allow you to customize your meals to your liking.

4.   OPT FOR FREE OR LOW-COST ACTIVITIES:

Many parks and ourdoor spaces offer free or low-cost activities, such as splash pads, hiking trails, sports fields, and picnic areas. Take advantage of these resources and enjoy the outdoors without spending a fortune. Additionally, look for community events that might offer entertainment at little to no cost. 

5.   CARPOOL OR USE PUBLIC TRANSPORTATION:

If your destination is a bit farther away, consider carpooling with friends or family to save on transportation costs. Alternatively, public transportation can be an affordable option to get you where you need to go without the hassle of parking.

6.   KEEP IS SIMPLE:

While it's tempting to go all-out for your outdoor adventure, remember that simplicity can be just as enjoyable. Focus on the company you're with and the natural beauty around you. Somtimes, a good book, a day in the backyard or a bike ride around your neighborhood can provide just as much fun as a packed itinerary. 

7.   STAY MINDFUL OF YOUR SPENDING:

Set a budget and throughout the day, keep track of your spending to make sure you are staying within that budget. If you notice you're approaching your limit, make adjustments where necessary to avoid overspending.

8.   REFLECT ON THE EXPERIENCE:

After your adventure, take a moment to reflect on your experience. What did you enjoy most? What could you have done differently? This reflection can help you plan even better adventures and outings in the future. Be sure to keep in mind how well you kept to your budget and plan accordingly next time!

At Lampco Federal Credit Union, we're committed to helping you achieve your financial goals while enjoying life to the fullest. By following these summer budgeting tips, you can have a picnic-perfect summer without overspending. So, grab your picnic basket, pack your favorite snacks, and head outdoors for a memorable summer.